William Hill Acca
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William Hill Acca

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gb Tested & verified 03 March 2024

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Maximise Wins with William Hill Acca Insurance

William Hill is one of the most prominent sportsbooks that accept accumulator bets, particularly with their popular William Hill Acca Insurance feature. Although you can place bets with the free bet rewards you get for using the William Hill Promo Code on your deposits, the William Hill Acca further improves your overall betting experience when playing accumulator bets.

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Most players prefer accumulator bets. Therefore, we’ve reviewed William Hill Acca Insurance to understand its features and see how it compares with other bookmakers in the UK.

What is the William Hill Acca Insurance?

The William Hill Acca Freedom Insurance (formerly William Hill Acca Five Insurance) is a sports bet insurance feature that allows you to receive your initial stake if you lose one of your selections in an accumulator bet. In 2024, the promotion works with the William Hill cashout feature. It's easy to use and readily available from the cashout page.

Eligible Selections for Acca Insurance William Hill

The WH Acca Freedom Insurance feature works only on accumulator bets with at least five selections, only applicable up to a maximum stake limit of £20.

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The feature is available in over 70 events across the betting market, and you can use it on accumulator slips with mixed sports. In addition, each selection on the bet slip must have a minimum of 1.20 odds to be eligible for the insurance feature.

Though the insurance covers a wide range of options on the betting market, it does not cover in-play bets. Thus, you must maintain straight bets to be eligible for the feature.

How does the William Hill Acca compare to other bookies' Acca Insurance?

Below is how the WH Acca Insurance offer compares to the insurance programs in other UK bookies:

Acca Insurance Programmes
Eligible Sports
Betting Selections

William Hill

Supports a variety of sports such as football, basketball, tennis, racing and many others available on the site.

There is support for Match Bets and Both Teams To Score markets.

Offers players up to £20 cashback as free bet.


Betway Acca works only on football and sometimes, the occasional basketball game.

Only works with standard Win-Draw-Win betting markets.

Supports cashback up to £25.


Only works on football bets.

Ladbrokes' acca insurance supports Standard Match Result, Correct Score, Both Teams To Score, Over/Under, Match Result & BTTS.

Provides players up to £10 cashback as free bet.


The Bet365 ACCA Insurance is a dedicated Soccer Acca Boost offer that works on football events across 80 leagues and competitions.

Permits betting selections like standard W-D-W bets, Both Teams To Score market, and also a combo bet for Final Results/Both Teams To Score.

Works as an Acca Boost on your winnings, and doesn't offer direct cashback for losing a bet.


Supports only football events from the top leagues worldwide.

Supports the highest number of betting markets, including Match Bets, Both Teams To Score, Half-time/Full-time, Match Bet & Both Teams To Score, Correct Score, Over/Under Bets, Double Chance & First Half Over/Under.

Betfred Acca Flex only supports cashback up to a limit of £10.

Eligible Sports

The William Hill Acca Insurance supports many sports, such as football, basketball, tennis, racing and more. It makes them one of the few platforms that support multiple sports, as many others focus on a single sport. A typical example of these other offers is the Betway Acca Insurance feature that only supports football events.

Betting Selections

William Hill is among the few bookies that support multiple bet options for their acca insurance bets. Most bookmakers restrict their acca deals to the basic W-D-W match result bets. Nevertheless, William Hill supports a few more options like the ‘both teams to score' wagers. It provides the players more freedom to enjoy the offer.


The money-back policy on William Hill's insurance feature allows you to receive up to £20 in stakes from a lost accumulator bet. There are better offers in the UK, like the Betway Acca, which supports up to £25 cashback.

However, compared to some competing insurance programs like the Betfred ACCA flex that only permits cashback up to £10, William Hill's £20 offer is still on the higher side.

General Terms & Conditions of William Hill ACCA Insurance

The William Hill ACCA Insurance has a set of terms and conditions you have to meet before being eligible for the offer. Below are some of the most important ones you need to know:

  • ACCA Insurance works only on accumulator bets with at least five selections or more.
  • Each selection from your accumulator bet must have a minimum of 1.20 (1/5) odds or higher.
  • Only direct accumulator bets count. Multi-bets and other bet types available on William Hill are not eligible for the ACCA Insurance program.
  • The maximum cashback available on the program is £20.
  • You receive your cashback as free bets valid for four days only.
  • The accumulator betting markets work on any sport. You only need to use an eligible betting option.
  • If any circumstance reduces your bet to below five selections, the system automatically disqualifies your bet from the insurance feature.
  • In-play and cashed-in accumulator bets are not eligible for the Acca feature.

How to Claim William Hill Acca Insurance

Below, we’ve outlined a step-by-step guide on how you can claim the William Hill ACCA Insurance feature by yourself.

  • Step 1: Register An Account

To claim the William Hill Acca Insurance, you need to have an active betting account on William Hill. If you already have an account, you can skip to the next step.

For those new to the platform, you can create an account by visiting the official webpage of William Hill and clicking on the “Join” button. You only need details like your name, email address, phone number, and date of birth to sign up.

  • Step 2: Login To Your William Hill Account

Login to your William Hill account, and deposit using any of your preferred payment methods. Then, proceed to the sports betting page.

  • Step 4: Place A Qualifying Accumulator Bet

Place an accumulator bet with at least five selections with odds of 1.20 (1/5) or higher, and proceed to confirm your bet for activation of the Acca Insurance feature.

  • Step 5: Wait For The Result

Once you place an accumulator bet eligible for the ACCA Insurance, it works like the regular cashback bet slips. Thus, you can see any cashback information available on the page.

Since this offer works on lost slips, you will have to get an accumulator with only a single lost selection for you to receive your reward.

N/B: The £20 cashback is not a fixed reward. It is just a limit you cannot exceed while using the feature. Thus, your cashback is whatever you put in as your bet not exceeding £20.

Our Verdict

The William Hill ACCA Insurance offer is one of the best out there. The only drawback I observed is that the free bet reward converts your cashback to bonus cash rather than real money. However, the benefits far outweigh the drawbacks. You get to explore a wide range of sports events with the acca offer and also have the opportunity to bet on multiple options and cashback up to £20. Thus, the offer is worth a try.

William Hill Acca FAQ

Can I still get any cashback with more than one lost bet?

No. The insurance feature only works on accumulator slips with one lost selection. Bets with two or more lost selections are not eligible for the money-back feature.

Can I withdraw my William Hill Acca Insurance cashback?

No. Your insurance cashback comes in the form of free bet rewards. Thus, you have to place a bet with your cashback to withdraw.